BEFORE YOU START.

Please read this — it's short and it matters.

Your data stays in your browser. The CSV files you upload are processed locally on your device and sent only to the Claude AI API to generate your plan. Money Whispers does not store, save, or have access to your financial data. Once you close this tab, it's gone.

This is not financial advice. The plan generated by this tool is for informational and educational purposes only. Money Whispers is not a licensed financial advisor, broker, or registered investment advisor. Nothing in this tool constitutes financial, investment, tax, or legal advice. Always consult a qualified professional for decisions about your finances.

AI can make mistakes. The plan is generated by an AI model and may contain errors, incorrect figures, or assumptions that don't apply to your situation. Verify any specific numbers against your own records before acting on them.

This is an early access tool. You're one of the first people to use this. It's being actively improved. Your feedback is genuinely valuable — please share what works and what doesn't.

By continuing, you confirm you are 18 or older and agree to use this tool for personal, informational purposes only. This tool is provided as-is with no warranties of any kind. Money Whispers and Between the Buzz LLC are not liable for any decisions made based on the output of this tool.

Not financial advice · Between the Buzz LLC · 2026

From Money Whispers

THE
NOW
WHAT.

Your actual numbers, your actual patterns, a plan that fits your life and nobody else's. No one else's expectations in the room.

Read our FAQs →

No account needed. Your data never leaves your browser.

You're viewing a sample plan — all fields are pre-filled with Maya's story. Read through to see what the experience looks like with real data.

Is anything urgent or time-sensitive going on with your money right now?

Before we look at the numbers —

What's actually going on for you right now?

You don't have to. But it helps us write something that actually fits where you are.

Now — upload your data

YOUR NUMBERS.

The more months you include, the more accurate the picture — and the more the plan actually fits your life, not just one chapter of it. Three months is the sweet spot. Export from checking, credit cards, savings — whatever you have.

We've seen hundreds of money confessions. We've seen it all. Nothing you upload will surprise us.

This tool is private. Your data is processed in your browser and never stored anywhere.

↑

DROP YOUR CSVs HERE

One per account · checking, credit cards, savings all work
Even one month tells a story — upload what you have

  • Chase: Accounts → select account → Download Account Activity → CSV → set date range → Download
  • Bank of America: Accounts → select account → Download → Microsoft Excel format (CSV)
  • Wells Fargo: Accounts → select account → Download Account Activity → Comma-Separated Values (CSV)
  • American Express: Statements & Activity → View All Transactions → Export → CSV
  • Capital One: Accounts → select account → Download Transactions → CSV
  • Citi: Accounts → select account → Download → .CSV
  • Any bank not listed: look for "Download," "Export," or "Statements" in your account settings

And —

WHAT DOES BETTER LOOK LIKE?

Not goals. Not targets. What does financial life actually feeling better look like for you?

What's your biggest money feeling right now?

More specifically...

More specifically...

More specifically...

More specifically...

More specifically...

Anything big happening in your life right now? (optional)

This isn't a report card. It's a mirror.

Takes about 30 seconds · Whatever's in there — it's okay · Your data never leaves your browser

One moment —

A FEW QUICK
QUESTIONS.

Help me read your data correctly. 30 seconds, I promise.

Your answers stay in your browser

Preparing your questions...

READING YOUR STORY.

Looking at what you're actually spending on...

This is a sample plan based on anonymized data — not your real numbers. Upload your own data to get your actual plan.

Your Personal Financial Plan

YOUR
PLAN.

For informational purposes only — not financial advice. Privacy policy · Terms

READY FOR YOUR REAL PLAN?

This was built from sample data. Upload your own transactions to see what the numbers actually say about your life.

Stay in the loop

New features, advisor matching, and what comes next — drop your email.

Have a question about your plan?

Not financial advice. This plan is for informational purposes only. Money Whispers is not a licensed financial advisor. Verify any figures against your own statements before acting on them. Always consult a qualified professional for decisions about your finances.

Between the Buzz LLC · 2026